Arch Insurance Company

Notice Is Hereby Given that an application is to be made to the Minister of Financial Institutions for the Province of Ontario pursuant to the Insurance Act (Ontario) for a licence authorizing Arch Insurance Company to carry on within Ontario the business of insurance for the following classes of insurance: Accident and Sickness, Aircraft, Boiler RY, Fidelity, Hail, Legal Expense, Liability, Marine, Property and Surety.

Dated the 13th day of October, 2004.

Jeffrey S. Graham
Barrister and Solicitor
Borden Ladner Gervais LLP
Scotia Plaza, 40 King Street West Toronto, Ontario
M5H 3Y4
Solicitor for the applicant
(137-P310) 43 to 45

FCT Insurance Company Ltd.

Application For An Insurance Licence

Notice Is Hereby Given, pursuant to section 49 of the Insurance Act (Ontario), that FCT Insurance Company Ltd. intends to apply to the Superintendent of Financial Services for an insurance licence authorizing FCT Insurance Company Ltd. to carry on within Ontario the business of property and casualty insurance.

Toronto, November 6, 2004

Paul Belanger
Blake, Cassels & Graydon LLP
199 Bay Street, Suite 2800
Toronto, Ontario
M5L 1A9
Solicitor for the applicant
(137-P324)